Privacy Statement & Terms

Due to the impending approach of Hurricane Dorian, binding coverage has been suspended until further notice in AL, FL, GA and SC. We apologize for any inconvenience. If you are affected by this storm and need to report a claim please contact, for American Modern policies 800-375-2075, for Infinity policies 800-334-1661. Stay safe!

Privacy Statement

We take your personal privacy seriously. This page is intended to inform you of our policies for collecting, using, securing, and sharing non-public personal information.

Our Privacy Principles

  • We do not sell customer information.
  • We do not provide customer information to persons or organizations outside our Heacock Classic family of companies who are doing business on our behalf, for their own marketing purposes.
  • We contractually require any person or organization providing products or services to customers on our behalf to protect the confidentiality of customer information.
  • We do not share customer medical information with anyone within the Heacock Classic family of companies, unless you expressly authorize it, or we are authorized or required by law to do so.

Information We May Collect

We collect and use information we believe is necessary to administer our business and to provide you with service. We may collect and maintain several types of customer information needed for these purposes. For example, we collect information from you through our online quote requests.

California residents may have additional personal information rights and choices. Please see Your California Privacy Rights section for more information.

How We Use Information About You

We only use your personal information to underwrite or apply for the insurance products or services you request.

Information Disclosure

We may share information about you within our Heacock corporate group of companies and with Heacock Classic agents to better serve you and to assist in meeting your service needs. We may also disclose customer information about you to persons or organizations inside or outside our family of companies as permitted or required by law. We share customer information as necessary to handle your requests and to protect you against fraud and unauthorized transactions.


We maintain physical, electronic, and organizational safeguards to protect customer information. We continually review our policies and practices, monitor our computer networks, and test our security to ensure the safety of customer information.

You may also obtain information about financial products and services offered by the Heacock group of companies by contacting any Heacock Classic agent or viewing online information at or


This document outlines the Terms and Conditions relating to your use of® and provides additional information about NSM Insurance Group, its affiliates and subsidiaries (Heacock Classic). These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Your use of this site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party’s intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.

E-mails to Heacock Classic addresses

The Heacock Classic e-mail system is a private e-mail system intended only for purposes authorized by Heacock Classic. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at Heacock Classic reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.

Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided “as is” without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Heacock Classic does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will Heacock Classic be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

Secured areas/passwords

Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. Heacock Classic will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact Heacock Classic. Heacock Classic will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else.

Heacock Classic Intellectual Property Rights

The Heacock Classic logo, the terms “Heacock Classic”, “Heacock Classic Insurance,” “Heacock Classic Insurance Companies,” as well as all logos and graphics using the Heacock Classic name are the intellectual property of and/or federally registered trademarks/servicemarks owned by the Heacock Classic Insurance Company and its affiliated organizations. Heacock Classic may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of Heacock Classic and are protected by copyright or other intellectual property laws.

Heacock Classic reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.

You are not authorized to use any portion of this site or any other Heacock Classic intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site’s content or frame this site within any other site.

Links to/from other sites

For your convenience, Heacock Classic may provide links to other Internet sites that Heacock Classic does not maintain. You should not interpret any link to/from other sites as indicating that Heacock Classic sponsors or endorses the sites or their materials or that the sites are affiliated with Heacock Classic in any manner. Heacock Classic is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites. Heacock Classic is not responsible for and makes no warranties or representations about the content, products or services offered on any sites that you may elect to use in connection with this site.

Google Analytics Advertising Features

Demographic and interest information is being collected in Google Analytics. This information is used to provide a better user experience.

To opt out of Google Analytics’ data collection, visit

Availability of products and services

Not all of the products or services described on this site are available in all states or provinces. You may not be eligible for all products and services and Heacock Classic reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions representations, agreements, eligibility and availability.

Other agreements

These “Terms and Conditions” apply to your use of this site and do not change or alter any other contract or agreement between you and Heacock Classic.

Insurance quotes/coverages

At this time, on-line quotes may not be available for all states or provinces, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by Heacock Classic, please contact a Heacock Classic agent.

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to Heacock Classic. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state. For additional information, please contact a Heacock Classic agent.

Changes to this document

The content of this site and of these “Terms and Conditions” are subject to change without prior notice.
Applicable law/severability.

These “Terms and Conditions” shall be governed by and interpreted according to the laws of the State of Illinois without respect to any conflict of laws provisions. If any portion of these “Terms and Conditions” is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Contact information

Please Contact Us for additional information.

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